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Live the life of a VIP. Be instantly recognised and accepted at more than 22 million establishments in 210 countries and territories with the MasterCard and at more than 24 million establishments in over 300 countries and territories with the Visa.
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Sign up now and you enjoy a 2-year annual waiver and the annual fees on your first 2 Supplementary Cards waived for the first 2 years.
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Next Steps : Apply Now 
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 | Accepted and recognised internationally. |
| Redeem points for fine dining, shopping, travelling and other rewards. |
| Enjoy instant discounts and privileges at more than 550 shops and restaurants islandwide, with your OCBC Credit Card. |
| Benefit from annual fee waivers of 50% or 100%, depending on the OCBC$ available in your account. |
| Greater financial flexibility with minimum payments as low as 3% or S$50 and one of the longest interest-free repayment periods (up to 60 days). |
| Gain automatic access to OCBC Internet Banking and Phone Banking on approval of your OCBC Credit Card. |
| Settle your OCBC Credit Card bills easily through OCBC ATM, Phone Banking, Internet Banking or Interbank GIRO. |
| Access readily available emergency cash advances at OCBC Bank branches and OCBC ATMs locally. |
| Link up to 6 OCBC savings/current accounts to your OCBC VISA and/or MasterCard, to use as ATM and NETS cards. |
| Charge your air ticket in full to your OCBC Credit Card to enjoy Personal Travel Accident Insurance and free Flight and Baggage Insurance. |
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| For Regular and Gold Card, a minimum annual income of S$30,000 for Singapore Citizens and Permanent Residents |
| For non-Singaporeans, a minimum annual income of S$60,000 |
| For retirees, a minimum annual income of S$15,000 |
| Individuals aged 21 years old and above |
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