| Coverage |
Maximum limit per trip |
| 1) Accidental Death & Disablement (per person): - Enhanced |
| Adult |
S$300,000 |
| Adult aged 75 years old and above |
S$150,000 |
| Child |
S$75,000 |
| |
| 2) Accidental Death on Public Transport - New |
Twice of above |
| |
| 3) Medical Reimbursement - Enhanced |
| a) On Medical Expenses incurred whilst Overseas (per person): |
| Adult |
S$300,000 |
| Adult aged 75 years old and above |
S$150,000 |
| Child |
S$150,000 |
b) On Medical Expenses incurred in Singapore for follow-up Treatment (per person): |
| Adult |
S$15,000 |
| Adult aged 75 years old and above |
S$7,500 |
| Child |
S$7,500 |
| Maximum limit in the aggregate per Trip for medical Treatment by Chinese Physician: S$200 |
| |
| 4) Hospital Cash - Enhanced |
| Covers Hospital Confinement Overseas (maximum daily limit: S$200) |
S$5,000 |
|
Covers Hospital Confinement in Singapore upon immediate return from Overseas (maximum daily limit: S$100)
|
S$1,000 |
|
|
| 5) Hospitalization/Compassionate Visit - Enhanced |
| Pays traveling and hotel accommodation expenses incurred by one Relative/friend if the Insured Person is hospitalized for more than 5 days or is deceased whilst Overseas. |
S$5,000 |
| |
| 6) Child Companion - New |
| Pays traveling and hotel accommdation expenses incurred by one Relative/friend to accompany the Insured Person's children home following the hospitalization of the Insured Person whilst Overseas. |
S$5,000 |
| |
| 7) Emergency Evacuation |
| Covers all International SOS emergency medical evacuation expenses. |
S$1 million |
| |
| 8) Repatriation of Mortal Remains |
| Covers all International SOS expenses incurred in returning the remains of the Insured Person who suffered loss of life during the Trip to Singapore or the Country of Origin. |
S$20,000 |
| |
| 9)Trip Cancellation - Enhanced |
| Reimburses irrecoverable travel and accommodation expenses paid in advance if the Trip is cancelled within 30 days before its commencement. |
S$10,000 |
| |
| 10) Trip Postponement - New |
| Reimburses administrative charges for travel and accommodation expenses paid in advance if the Trip is postponed within 30 days before its commencement. |
S$1,000 |
| |
| 11) Trip Curtailment - Enhanced |
| Reimburses irrecoverable or additional travel and accommodation expenses incurred or forfeited after the commencement of the Trip. |
S$10,000 |
| |
| 12) Trip Interruption - New |
| Covers the unused portion of the Trip due to hospitalization of the Insured Person. |
S$3,000 |
| |
| 13) Travel Delay - Enhanced |
| Pays S$100 for every full 8 consecutive hours delay whilst Overseas and in Singapore. |
S$1,000 |
| |
| 14) Overbooked Flight/Missed Connections |
| Reimburses hotel accommodation, meals or refreshment expenses as a result of misconnection of conveyance or overbooked flights. |
S$200 |
| |
| 15) Baggage Delay - Enhanced |
| Pays S$200 for every full 8 consecutive hours that the Insured Person's checked-in baggage is delayed whilst Overseas and in Singapore. |
S$1,000 |
| |
| 16) Baggage Loss - Enhanced |
| Covers loss or damage to baggage, clothing and personal effects. Maximum S$500 for any one article (including laptop computer) or a pair or a set of articles; S$150 for personal digital assistants (PDAs) and handphones. |
S$5,000 |
| |
| 17) Personal Money & Travel Documents - Enhanced |
| Pays the replacement costs for passports, travel tickets and other relevant documents, and up to S$100 for loss of money due to robbery, burglary, theft or natural disasters. |
S$5,000 |
| |
| 18) Personal Liability |
| Covers the Insured Person against liability to third parties or damage to their property caused by his/her negligence. |
S$1 million |
| |
| 19) Hijack |
| Pays S$250 for every complete 12 hours after the carrier is hijacked. |
S$5,000 |
| |
| 20) Automatic Extension of Cover - Enhanced |
| Extends the cover automatically without additional premium under specified circumstances. |
Up to 30 days |
| |
| 21) Rental Vehicle Excess - New |
| Pays the cost of the insurance excess of a car rented by the Insured Person if it is involved in an accident. |
S$500 |
| |
| 22) Theft or Damage to Golfing Equipment |
| Covers the Insured Person for theft of or damage to Golfing Equipment belonging to the Insured Person during the Trip. |
S$1,000 |
| |
| 23) Credit Card Indemnity |
| Pays a lump sum that is equal to the actual total outstanding balance of the Insured Person's Credit Card Account with OCBC Bank incurred up to the date of Accident, in the event of death to the Insured Person occuring within 90 days after the date of accident. |
S$5,000 |
| |
| 24) Home Contents - New |
| Pays for damage (due to fire) to household contents of the Insured Person's residence which was left vacant for the full duration of the trip. |
S$2,000 |
| |
| 25) Kidnap & Hostage - New |
| Pays S$200 for loss of income for every 24 hours the Insured is kidnapped whilst traveling overseas. |
S$2,000 |
| |
Terrorism Extension *
Applies to Section 1, 2, 3 and 7 only if they occur as the result of an Act of Terrorism . |
S$100,000 |
*Excludes Terrorism caused by nuclear, chemical or biological means.
The above is for general information only. It is not a contract of insurance. Please refer to the policy documents for the precise terms and conditions of the insurance plan. |
