*A fixed interest of 1.80% p.a. is payable at the end of Year 1 and Year 2 respectively.  For Year 3, an interest of 1.60% p.a. to 4.80% p.a. is payable depending on the Absolute Up-Down Months. 
Important Note: All capitalized terms herein shall have the same meaning as defined in the Term Sheet of the OCBC 3-Year SGD FX -Linked Structured Deposit (FXS230908A).

looking to achieve a higher rate of return than ordinary time deposit accounts;

looking for principal protection;

who have a 3-year investment horizon.

IMPORTANT INFORMATION:

Unlike traditional deposits, Structured Deposits have an investment element and returns may vary. The initial investment amount of a Structured Deposit is guaranteed only if you hold it until the Maturity Date. Pre-mature withdrawal of Structured Deposits may result in you receiving less than your initial investment amount. You further understand that you will bear any costs and charges associated with such pre-mature withdrawal of the Structured Deposits. OCBC Bank may have the right to terminate the Structured Deposits and return an amount in cash to you from the due settlement of the Structured Deposits before the Maturity Date. You may be exposed to inherent exchange rate risks and exchange controls when you place Structured Deposits.

Structured Deposits are not insured deposits for the purposes of the Deposit Insurance Act 2005 ofSingapore.

You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product.  In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

The information provided herein is intended for general circulation and/or discussion purposes only. It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.

This does not constitute an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into a transaction or to participate in any particular trading or investment strategy.

The proposed transaction(s) herein (if any) is/are subject to the final expression of the terms set forth in the definitive agreement(s) and/or confirmation(s).

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

The information provided herein may contain projections or other forward looking statement regarding future events or future performance of countries, assets, markets or companies. Actual events or results may differ materially. Past performance figures are not necessarily indicative of future or likely performance. Any reference to any specific company, financial product or asset class in whatever way is used for illustrative purposes only and does not constitute a recommendation on the same.

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