The EasiCredit Gadget Draw is from 1 July to 31 December 2008. Average Debit Balance in a month is calculated based on the sum of all daily debit balances divided by the number of days in that month. Winner will only be able to choose the item from the range of gadgets featured in the 100 Most Wanted Gadgets brochure issued by OCBC in the month of the draw and capped at a value of $2,500.Terms and Conditions Governing the EasiCredit Gadget Draw apply